Nkiru is a graduate of Federal Polytechnic, Idah and has a Post Graduate diploma in Management as well as an Msc (Human Resources Management) from the Enugu State University of Technology, (ESUT) Business School. She is also a holder of an MPA degree of the National Open University of Nigeria (NOUN). She is an Associate Member of the Chartered Institute of Personnel Management (ACIPM), and Nigerian Institute of Management (ANIM).
She started her career in Nigeria Reinsurance and later transferred to National Insurance Corporation of Nigeria (now NICON Plc). Before joining UnityKapital, She was heading the Administration/Human Resource Department of NICON Investment. She has over 20 years experience in the Insurance Industry and worked mainly as Admin personnel. She is married with children.