Home » products

Insurance products we sell

General Accident Insurance

Burglary This policy is designed to indemnify the insured against loss or damage resulting from theft or attempted theft which is accompanied with actual forceful or violent entry into or out of the premises or any attempt at that place or time. The items usually covered under this policy are similar to those under the Fire/Extraneous Perils policy with the exception of Buildings and Loss of Rent Public Liability This type of insurance covers any awards of damages given to a member of the public because of an injury or damage to their property caused by you or your business. [...]

December 21st, 2016|corporate, personal, products, Uncategorized|0 Comments

Engineering Insurance

Erection All Risk This is the Insurance cover provided for the construction/erection of machinery, plant & steel structures involving very little civil engineering works. There is a seeming similarity between the Contractors All Risk (CAR) and the Erection All Risk (EAR) but it is worthy of note that they are not similar. While the CAR provides cover for civil works and mostly buildings needed to house or support the expensive machinery & equipment,the EAR covers the erection. Plants All Risks Plant All Risk (PAR) Insurance covers the plant and machinery which a contractor needs to facilitate execution of a Contactors [...]

December 20th, 2016|corporate|0 Comments

Oil & Gas Insurance

Oil & Gas insurance offers Comprehensive Packaged insurance protection for risks generated by Oil & Gas activities such as • Onshore Risks • Offshore Risks • Insurance of Oil Platforms (Rigs) • Pipelines • Operators Extra Expense Insurance • Oil Tankers Insurance It protects all parties against the financial consequences of accident which may lead to loss or damage to properties,business interruption and injury to workmen and third parties.

December 20th, 2016|corporate, products|0 Comments

Marine Insurance

We cover both marine hull & cargo to the farthest path of the planet You can get marine insurance for your imported goods or for your vessel/yacht. Marine Cargo: The marine cargo policy provides cover for loss or damage to imported goods being conveyed by sea or air and can be taken up either as an All Risk Policy (covers total or partial loss of goods) or as a Restricted Cover Policy (covers total loss only). The premium rate applied will depend upon the nature and value of goods being imported, the type of cover required as well as the [...]

December 15th, 2016|corporate, featured products, personal, products|0 Comments

Fire & Other Perils

Fire & Other Perils This policy insures you against loss or damage to property as a direct result of fire out break, lightning or explosion. Other perils such as social disturbances like strikes and riots,and natural disasters like storm damages, floods and earthquakes can also be covered by an extension of the standard scope of the cover. The items to be insured are usually made up of the following: Buildings. Office Furniture, electrical & electronic equipment. Plants and machineries. Stock of raw materials and finished goods. Loss of annual rent for alternative accommodation. The policy also contains various other [...]

December 15th, 2016|corporate, featured products, personal, products|0 Comments

Motor Insurance

Motor Insurance You are legally required to take out a motor insurance policy to provide third party cover in the event of an accident. Three types of cover are available: Third party only This is the minimum level of cover required by law to drive in the Nigeria. Third party only will cover the cost of any claim made by another person for damage to their vehicle or property, or resulting from injuries received. If you are in an accident that is your fault, the insurer will pay on your behalf any liability to the other people in the accident. [...]

December 10th, 2016|corporate, featured products, personal, products|0 Comments